How to buy airtime from KeyStone Bank on your phone without Internet access

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As technology evolves, banks are evolving too. Loading airtime is now made to be stress free. No more queues in ATM points or looking for Internet access. Account holders with KeyStone Bank, here’s and easy way to top up your phone.


For KeyStone bank users:

  • Dial *322*082*Amount#.
  • For instance : To top up your line with N500 dial *322*082*500#. You will be credited with N500 airtime and same amount will be deducted from your account.
  • The minimum is N100 while the maximum is N3,000.


  • This transaction is done on the number you registered with your bank.
  • It is completely free with no hidden charges.

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