If you need to know how to cancel Glo auto borrow because you are having issues using it, here is a quick guide to help

How to cancel Glo auto borrow for your airtime recharge

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If you need to know how to cancel Glo auto borrow because you are having issues using it, here is a quick guide to help you out.


Globacom’s Borrow Me Credit is a service that allows qualified users to request for airtime from Glo on loan when you have run out of airtime. The service allows you to borrow N50, N100, N200, N500 and N1,000 to be paid back on your next recharge within a specified period.

I have used both the manual and auto borrow aspects of the service. See my experience with the manual Borrow Me Credit here on MobilityArena.com: Borrow Me Credit.


Some months ago, I decided to give the auto recharge aspect a try as well. While it works, it has one annoying weakness: many times, there is a delay in Glo’s system and you don’t get credited with the airtime immediately. The whole idea behind auto borrow is that the user should have access to airtime when he needs it.


The delay often means that one still has to get airtime some other way first – and then the system credits your line later after the urgency is past. In other words, one is paying for a service that often doesn’t deliver when one needs it.


Glo BoroMe opt out - how to cancel glo auto borrow

Eventually, I decided to disable the auto recharge feature. If I really need to borrow credit, I will do it manually. Here’s what to do to opt out of auto borrow.


Updated: How to cancel Glo auto borrow

The service works around the *321# short code.


In the early days, to stop the auto recharge service, dial *321#, then press “1” for auto borrow, and then press “2” to cancel. Glo later changed the code. To do so now, simply dial *321*9*12#. You should get an SMS notifying you that you have successfully opted out of Auto Borrow service.

Don’t forget: dial *321*9*12#.


That’s it. Do share this post with your friends and networks using the share buttons below.


PS: Thanks to Kadiri for the updated information.

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  2. Nice tip…but users should learn to recharge the smarter way now though.

    Banks now have short codes to recharge. Pls find out what your bank’s own is so you dont get stranded or have to borrow credit that will be given to you when the urgency has expired.

  3. Recharging through banks short code is better. You even get bonus. Thats exact opposite of borrowing where you pay interest.

  4. …i was wondering too o.

    Whatever the case is, i believe GTBank would have tried all it could to save the relationship. Maybe some party or vendor from glo weren’t so satisfied. 🙂

  5. Thanks alot, I v been looking for a way to unsubscribe the auto borrow…It’s really annoying when they borrow you airtime even when you don’t need it…

  6. globacom ! dey cheat oh….imagine how can auto borrow mean borrow every single time. without letting you know. so ,many people have left the network because of this simple cheating

  7. This is nt working for me because when i press 321 it is telling me what i dont understand

  8. The last time I borrowed from Glo the amount was deducted from my air time. Still my remaining air time was also removed. I don’t understand what glo is doing. Pls help out. And have tried to opt out of borrow me credit with this code *321# no way.

  9. The*321#is not working please I don’t need your auto borrow glo deactivate it for me

  10. please help me out of glo-borrow,because, I have try *321# it didn’t work.

  11. Kadiri is too much. Kudos to u bro. I used the link and it works. *321*9*12# to opt out glo boroMe

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