How to cancel auto recharge on Glo Borrow Me Credit

Globacom’s Borrow Me Credit is a service that allows qualified users to request for airtime from Glo on loan when you have run out of airtime. The service allows you to borrow N50, N100, N200, N500 and N1,000 to be paid back on your next recharge within a specified period.

I have used both the manual and auto borrow aspects of the service. See my experience with the manual Borrow Me Credit here on Borrow Me Credit.

Some months ago, I decided to give the auto recharge aspect a try as well. While it works, it has one annoying weakness: many times, there is a delay in Glo’s system and you don’t get credited with the airtime immediately. The whole idea behind auto borrow is that the user should have access to airtime when he needs it. Many times, the delay means that one still as to get airtime some other way first – and then the system credits your line later after the urgency is past. In other words, one is paying for a service that often doesn’t deliver when one needs it.

Glo BoroMe opt out

Eventually, I decided to disable the auto recharge feature. If I really need to borrow credit, I will do it manually. Here’s what to do to opt out of auto borrow.

Updated: To stop auto recharge on Borrow Me Credit
The service works around the *321# short code.

In the early days, to stop the auto recharge service, dial *321#, then press “1” for auto borrow, and then press “2” to cancel. Glo later changed the code. To do so now, simply dial *321*9*12#. You should get an SMS notifying you that you have successfully opted out of Auto Borrow service.

Also read:  Where is the 4G/LTE network Glo "launched" in 2011?

Don’t forget: dial *321*9*12#.

That’s it. Do share this post with your friends and networks using the share buttons below.

PS: Thanks to Kadiri for the updated information.

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Mister Mobility

I started blogging about mobile in 2004 as a fun way to share my passion for gadgets and mobile services. My other interests include digital media, speaking and teaching, photography, travelling, and dancing.

23 thoughts on “How to cancel auto recharge on Glo Borrow Me Credit

  • October 14, 2015 at 12:53 pm

    Nice one! I can see Glo’s frown from here but who cares?

  • October 14, 2015 at 9:22 pm

    Nice tip…but users should learn to recharge the smarter way now though.

    Banks now have short codes to recharge. Pls find out what your bank’s own is so you dont get stranded or have to borrow credit that will be given to you when the urgency has expired.

  • October 15, 2015 at 11:07 am

    Recharging through banks short code is better. You even get bonus. Thats exact opposite of borrowing where you pay interest.

    • October 17, 2015 at 9:38 am

      …i was wondering too o.

      Whatever the case is, i believe GTBank would have tried all it could to save the relationship. Maybe some party or vendor from glo weren’t so satisfied. 🙂

  • February 10, 2016 at 11:45 pm

    Thanks alot, I v been looking for a way to unsubscribe the auto borrow…It’s really annoying when they borrow you airtime even when you don’t need it…

  • August 4, 2016 at 8:23 pm

    globacom ! dey cheat oh….imagine how can auto borrow mean borrow every single time. without letting you know. so ,many people have left the network because of this simple cheating

  • March 9, 2017 at 7:10 am

    This is nt working for me because when i press 321 it is telling me what i dont understand

  • March 26, 2017 at 5:16 pm

    The last time I borrowed from Glo the amount was deducted from my air time. Still my remaining air time was also removed. I don’t understand what glo is doing. Pls help out. And have tried to opt out of borrow me credit with this code *321# no way.

  • May 8, 2017 at 4:56 pm

    The*321#is not working please I don’t need your auto borrow glo deactivate it for me

  • May 26, 2017 at 1:13 pm

    please help me out of glo-borrow,because, I have try *321# it didn’t work.

    • May 26, 2017 at 1:45 pm

      Hello Eniola,

      If the code doesn’t work, you might need to call Glo customer care for assistance.

    • June 7, 2017 at 1:54 pm

      Kadiri is too much. Kudos to u bro. I used the link and it works. *321*9*12# to opt out glo boroMe

    • June 9, 2017 at 4:52 am

      Hello Kadiri.

      Thanks for the updated information! Cheers.

    • August 21, 2017 at 10:51 am

      Hi Mark. Glad you found the article helpful.

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