Genesis Card is a Chip +Pin Smart Card that is EMV complaint produced by eTranzact under the directive of the Central Bank of Nigeria (CBN)

Mobile Payment with eTranzact Genesis Chip + Pin Cards

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etranzact1Genesis Card is a Chip +Pin Smart Card that is EMV complaint produced by eTranzact under the directive of the Central Bank of Nigeria (CBN) instructing all Nigerian banks and switches to replace the traditional magnetic stripe equipment with smartcard technology. The Chip + Pin is a Two match system where by the Chip is accessed by a swipe-card reader to verify authenticity and the Pin is inputted to completes the transaction. Genesis Card has a unique attribute solely for the safety of the customers and carriers of the Genesis Card called ESA (eTranzact Strong Authentication).


The Genesis Chip & Pin cards guarantees cardholders better security and convenience. Genesis is structured for the end users having security in place while being given good quality service. The Genesis Card is a highly secure card as it leverages on the eTranzact Strong Authentication Tool. The ESA is a one-time dynamic PIN generated via the card holder’s mobile phone to authorize any transaction.

Card Types

The Genesis Card is made up of three types: Premier, Advantage and Credit cards.

Genesis Premier card is a Debit card tied to the customer bank account. The Genesis Advantage is a prepaid which can be loaded/recharged through the branches of any 22 Commercial Banks connected to the eTranzact platform. The Advantage Card is useful for other value added schemes such as Loyalty scheme and Discount scheme & Credit cards. All three cards are acceptable on electronic payment channels such as ATM, POS, WEB and Mobile Commerce.


Having a Genesis Card comes with many benefits including ability to purchase airline tickets at discounted prices, pay Cable TV subscription, purchase airtime of any Telecom service, pay for services, do fund transfers, etc.

Mobile and Web

One of the most significant benefits of the card is its adaptability to mobile and web. Genesis Prepaid Cards can be mapped to your mobile phone, thereby making your phone the hub of your transactions. You can make payments and transfer funds directly via your mobile phone. This has prepared the way for our Mobile Money services which kicks off fully early 2011.

All you need to do to download the eTranzact Mobile Menu (eTranzact mCommerce J2ME application), Cardholders can send short code to the following numbers:

Text D to
• MTN – 4045
• ZAIN – 32060
• GLO – 30030

For more information on the Genesis card and how it can be obtained, contact

About eTranzact

eTranzact International PLC is Nigeria’s first award winning multi-application and multi-channel electronic switching and payment processing platform. The company has operations in Nigeria, Ghana, Zimbabwe, Cote d’Ivoire, South Africa and UK and aims to provide Nigerians, Africans and ultimately the world with cutting edge payment solutions.


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