eTranzact Mobile Banking introduces USSD Service

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eTranzact, Lagos.
Ever since the inception of our company 2003, we have been known for innovation and spear-heading growth of the e-payment landscape of Nigeria. We done this through the introduction and development of various world-class products and services which has been of immense benefit to the general public

We have, over time, improved on our infrastructure to support and sustain card payment systems in Nigeria. We have provided a world –class electronic switching and mobile payment services and, currently have presences in seven countries around the world; Nigeria, Ghana, Kenya, South Africa, Zimbabwe, Ivory Coast and United Kingdom.

We designed the eTranzact Mobile Commerce (mCommerce) application which is used to provide exceptional and cost-effective Mobile banking services to bank account holders. Mobile banking provides account holder access to their banking activities all via their mobile phones. This solution provide unique services such as Funds Transfers to any bank account or ATM cards, Bill payments – any Cable TV bills, PHCN bills, Postpaid bills, Airtime TopUp, Check account or card balance and most especially the ATM CardlexCash service.

With the ATM Cardlex Cash, you can send money anytime, anywhere to a third party’s mobile phone and the funds can be withdrawn at any ATM machine without the use of a physical ATM card.

etranzact ussd

eTranzact Mobile banking solution currently provides its services to eleven partner banks in Nigeria, which includes; United Bank of Africa, Intercontinental Bank , Oceanic Bank, Access Bank, First Bank, Union Bank, Spring Bank, Skye Bank, First City Monument Bank, Fidelity Bank and Wema Bank. Other banks are coming up soon.

And in keeping with this tradition, we recently developed a USSD for all mobile phones. This is in a bid to facilitate its mobile banking services and set the foundation for the take-off of mobile money services in Nigeria.

This interactive Unstructured Supplementary Service Data (USSD) enables all GSM users on the eTranzact mobile banking platform to utilize its menu-generated applications by requesting for services via a text or short code to a specific number.

Someone can send SMS with the following codes to:

etranzact ussd 2

As a mobile banking solution provider we are leveraging on the functionality to provide mobile banking services to all mobile phone users. It is a global service and can work outside and within the country. And our soon to launched MobileMoney service will ride on the backbone of the USSD , especially for those in the rural areas. This is in line with the company’s vision to be a global leader in providing innovative mobile payment services.


  1. Good idea, First you need to register with your Bank, and my Bank is not yet on that list, sure its coming soon.

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