How to buy Airtime from FCMB on your phone without Internet Access

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Loading airtime is not just done through ATM queues or using Internet on our phones and other devices. In situations where these facilities aren’t readily available, one can still load airtime with these easy steps. Are you an account holder with FCMB? Here’s what to do:


First City Monument Bank(FCMB) users

  • Dial *389*214*1*amount#.

Example: To recharge N1,500 Dial *389*214*1*1500#. You will be credited with N1500, and same amount will be deducted from your account.


  • This transaction is done on the number you registered with your bank.
  • It is completely free with no hidden charges.

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